Business School by Robert T. Kiyosaki deals with network marketing. He explores the various paths inside the network marketing world that could lead to. Business School (Hindi), published in , is a guide designed so that Robert T. Kiyosaki is an American real estate investor, author, businessman, and. Rich Dad's Guide to Financial Freedom by Robert Kiyosaki free PDF Robert Kiyosaki The Real Book Of Real Estate Business school robert t kiyosaki pdf.

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(BUSINESS SCHOOL:With audio CD) (Hindi Edition) [ROBERT T. KIYOSAKI] on *FREE* shipping on qualifying offers. The author updates and. Download epub, mobi, txt, or doc. Does the book by Donald Trump and Robert kiyosaki endorse multi level marketing? Yes it does promote MLM, and every. Robert Toru Kiyosaki is an American businessman and author. Kiyosaki is the founder of Rich Kiyosaki is the author of more than 26 books, including the international self-published personal As per Kiyosaki, he enrolled in a two-year MBA program at the University of Hawaii at Hilo in .. "Why was RD Created" ( PDF).

Read moreabout the condition Modified Item: No Audio is the future, affordable and effortless learning. This is the book in its digital form and will be emailed to you as MP4 audio file or shared with you as it is 1.

Perfect for listening to in the car or when on public transport, no need to carry a book or concentrate on reading. It is not a physical book. It has since become the 1 Personal Finance book of all time Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing.

The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you. In Rich Dad Poor Dad, Robert Kiyosaki summarises the lessons learned from two different perspectives, that of a poor man, and that of a rich man.

Drawing on his own experiences, Kiyosaki discusses how to create financial independence through investing, property ownership and building businesses.

About the author Robert Kiyosaki has written over 20 books, and Rich Dad Poor Dad can be considered the number one personal finance book ever written. He is passionate about sharing his knowledge and founded the Rich Dad company in dedicated to providing personal and business financial education. Kiyosaki lives in Arizona with his wife Kim and interestingly as a close relationship with Donald Trump. Kiyosaki has co-authored two books with Trump and endorsed him in is presidential campaign.

In this summary This summary will discuss five lessons of the rich that Kiyosaki outlines in his book. Lesson three covers owning your own business and lesson four discusses the history of taxes. Look at Michael Jordan and Madonna. There are other ways to be successful with money, ways that not many people seem to be talking about. Kiyosaki explains that this education at home is the driver behind the rich getting richer, the poor getting poorer and the middle class continues to struggle with constant debt.

He believes that the considerable debt that countries face is a result of politicians and government officials having very little education on money, yet being in a position of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. Study so you can work for a good company vs.

He explains that too many people let life push them around, they let their boss, their job or their families dictate their lives.

These are the people who will be successful, they acknowledge the problem and understand that changing themselves, learning and becoming wiser is going to get them where they want to go.

The rich have money work for them. The driving force behind their money behaviour is, therefore, fear rather than passion. However, Kiyosaki explains that you need passion if you want to learn anything new or find real success. You cannot be living in fear. No matter what the fear is, the fear is whats driving people to stay put. Kiyosaki explains that in many cases when someone is given more money, say in the form of a pay rise, they only land themselves in more debt than before. They are stuck in the cycle.

Most people become a slave to money… and then get angry at their boss. As we previously discussed, the fear of having no money drives us to work hard. But once we are paid, greed sets in and we plan how to spend all of our money on exciting things. Offer them more money, and they continue the cycle by also increasing their spending. This is the Rat Race. Despite the fact that their job may bring them no joy, the continue working because they have a desire for money and the things that money can download.

Your choice. As a result, I was able to retire completely from any need to work ever again. Up until that time, I was working to build my familys future. Since then, Ive been working to help build yours. For the past ten years, I have devoted my life to finding the most effective and practical ways to help people transform their lives in the 21st century by learning how to build genuine wealth.

Through our Rich Dad books, my partners and I have written about many different types and forms of enterprise and investment. But during these years of intensive research, I have come across one business model in particular that I believe holds the greatest promise for the largest number of people to get control of their financial lives, their futures, and their destinies.

One more thing. When I say genuine wealth, Im not talking about money alone. Money is part of it, but its not the whole. Building genuine wealth is as much about the builder as it is about the built. In this book, Im going to show you why you need to build your own business, and exactly what kind of business. But this isnt just about changing the type of business youre working with; its also about changing you. I can show you how to find what you need to grow the perfect business for you, but for your business to grow, you will have to grow as well.

Welcome to the business of the 21st century. The last few years have brought us a steady parade of fear and panic in the headlines, boardrooms, and kitchen tables across America. Globalization, outsourcing, downsizing, foreclosures, subprime mortgages and credit default swaps, ponzi schemes, Wall Street fiascoes, recession its just one piece of bad news after another.

During the first few months of , U. As I write this in late , unemployment is at The rampant decline in gainful employment is a ravaging epidemic to which few are immune.

From executives and middle managers to administration employees and blue-collar workers, from bankers to retail clerks, all are at risk. Even the healthcare industry, until recently considered a job-safe zone, is trimming away significant chunks of its workforce. In the fall of , a lot of peoples retirement portfolios suddenly lost half their valueor more.

Real estate crashed. What people thought were their solid, reliable assets turned out to be about as solid as water vapor. Job security is gone, a thing of the past. In a USA Today survey, 60 percent of Americans polled said they see todays economic situation as the biggest crisis in their lifetime.

Of course, you already know all this. But heres what you may not know: None of this is really news. Sure, it took a major economic crisis for people to start waking up to the fact that their livelihoods were at risk. But your income didnt become at risk overnightit was always at risk. Most of the U.

The Rules Have Changed 4 months expenses, typically with only a very thin cushion of cash savingsor more often, no cushion at all. That paycheck is called trading your time for money, and during a recession, it is the least reliable source of income there is. Because when the number of employed people starts dropping, there is less disposable income in circulation to pay for your time.

Ive been saying this for years: There is no longer such a thing as a safe and secure job. Corporate America is a 20th-century dinosaur, trembling on the edge of extinction, and the only way for you to have a genuinely secure future is for you to take control of that future.

Rich Dad's Business School (Only Book, Without Audio Cd) Paperback (Hindi) 2nd Edition

In my opinion, the United States and many Western nations have a financial disaster coming, caused by our educational systems failure to adequately provide a realistic financial education program for students. That same year, in an interview for Nightingale-Conant, I said: If you think mutual funds are going to be there for you, if you want to bet your life on the ups and downs of the stock market, thats your retirement youre betting on.

What happens if the stock market goes up and then comes crashing down again when youre 85 years old? You have no control. Im not saying mutual funds are bad. Im just saying theyre not safe and theyre not smart, and I wouldnt bet my financial future on them. Never before in the history of the world have so many people bet their retirement on the stock market. That is insane. Do you think Social Security is going to be there to take care of you?

Then you also believe in the Easter Bunny. And in an interview I did in March , I said this: The No. We all know theres going to be another market crash and were going to be wiped out again.

Why would you do that? So what just happened? There was another market crash and many people got wiped out again. Because our habits and mindset caught up with us. In , the American economy went off the gold standard.

Contains tracks

This happened without the approval of Congress, by the way, but the important thing is that it happened. Why is that significant? Because it cleared the way for us to start printing gplus. The number of people who are working beyond the age of 65 is increasing. This shift away from reality opened the gates for the biggest economic boom in history. Over the next three and a half decades, the American middle class exploded.

As the dollar devalued and the on-the-books value of real estate and other assets inflated, ordinary people became millionaires. Suddenly credit was available to anyone, anytime, anywhere, and credit cards began popping up like mushrooms after a spring rain. To pay off those credit cards, Americans started using their homes as ATMs, refinancing and borrowing, borrowing and refinancing.

After all, real estate always keeps going up in value, right? By we had pumped as much hot air into this financial balloon as it could takeand the fantasy came crashing down to earth again. And it wasnt just Lehman Brothers and Bear Stearns that collapsed. Millions lost their k s, their pensions, and their jobs.

In the s, when General Motors was the most powerful corporation in America, the press picked up a statement by GMs president and turned it into a slogan that carried for decades: As GM goes, so goes the nation. Well, folks, that may not be all good news, because where GM went in was into bankruptcy, and by that same summer, the state of California was paying its bills with IOUs instead of cash. Right now, the percentage of Americans who own their homes is dropping.

Mortgage foreclosures are at an all-time high. The number of middle-class families is dropping. Savings accounts are smaller, if they exist at all, and family debt is greater. The number of people living officially below the poverty line is rising rapidly. The number of new bankruptcies is going through the roof.

And many Americans do not have enough to retirenot even close.

Has all this bad news got your attention? Sure it has, and youre not alone. Americans everywhere have finally stopped rolling over and hitting the Snooze button.

Now youre awake to whats going on, and it isnt pretty. So lets take a deeper look and see what it really meansand what there is you can do about it. Its a New Century When I was a kid, my parents taught me the same formula for success that you probably learned: Go to school, study hard, and get good grades so you can get a secure, high-paying job with benefitsand your job will take care of you.

Your job is not going to take care of you. The government will not take care of you. Nobodys going to take care of you. Its a new century, and the rules have changed. My parents believed in job security, company pensions, Social Security, and Medicare. These are all worn-out, obsolete ideas left over from an age gone by. Today job security is a joke, and the very idea of lifetime employment with a single companyan ideal so proudly championed by IBM in its heydayis as anachronistic as a manual typewriter.

Many thought their k retirement plans were safe. Hey, they were backed by blue-chip stocks and mutual funds, what could go wrong? As it turned out, everything could go wrong. The reason these once-sacred cows no longer give any milk is that they are all obsolete: Were in the Information Age now, and we need to use Information- Age thinking.

Fortunately, people are starting to listen and learn. Its a shame that it takes suffering and hardship to bring the lesson home, but at least the lessons are hitting home. The corporate myth is over. If youve spent years climbing the corporate ladder, have you ever stopped to notice the view? What view, you ask?

Robert T Kiyosaki Books

The rear end of the person in front of you. Thats what you get to look forward to. If thats the way you want to view the rest of your life, then this book probably isnt for you. But if you are sick and tired of looking at someone elses behind, then read on. By the time you read these words, who knows? The situation may have changed. Dont be fooled. When employment and real estate values turn around and credit loosens up again, as they inevitably will, dont be lulled into that same-old sense of false security that got you and the rest of the world into this mess in the first place.

SUV sales sank like a stone, and suddenly everyone was on the small-car-and-hybrid bandwagon. But look what happened next. Do we really think fuel prices are going to stay nice and low? That gas prices are down for good now, and therefore gas-guzzlers make perfect sense to download? Can we really be that shortsighted? Im trying to be nice here. The word I was going to use was stupid. Unfortunately, the answer is yes. We arent just fooled once; we let ourselves be fooled over and over again.

We all grew up hearing the fable of the ant and the gplus. Dont be distracted by the headlines.

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There is always some idiotic buzz going on that tries to pull your attention away from the serious business of building your life.

Its just noise. Whether its terrorism, recession, or the latest election-cycle scandals, its got nothing to do with what you need to be doing today to build your future. During the Great Depression, there were people who made fortunes. And during the greatest boom times, like the real estate surge of the 80s, there were millions and millions of people who neglected to take charge of their futurewho ignored everything Im going to share with you in this bookand ended up struggling or broke.

Most of them, in fact, are still struggling or broke today. The economy is not the issue. The issue is you. Are you angry at the corruption in the corporate world? At Wall Street and the big banks that let this happen? At the government for not doing enough, or for doing too much, or for doing too much of the wrong things and not enough of the right things?

Are you angry at yourself for not taking control sooner? Life is tough. The question is, what are you going to do about it? Moaning and groaning wont secure your future. Neither will blaming Wall Street, the big bankers, corporate America, or the government.

If you want a solid future, you need to create it. You can take charge of your future only when you take control of your income source. You need your own business. One of the questions asked of me was this: Are there opportunities to create new companies in this turbulent economy? Are you kidding?!

Here is how I answered: This is the best time. When times are bad is when the real entrepreneurs emerge. Entrepreneurs dont really care if the markets up or down. Theyre creating better products and better processes. So when somebody says, Oh, theres less opportunity now, its because theyre losers. Youve heard an awful lot of bad news about the economy.

Ready for the good news?

Actually, the bad news is the good news. A recession is the best time to start your own business. When the economy slows down, entrepreneurialism heats up like a stoked-up wood stove on a cold winter night. What do the Microsoft and Disney empires have in common, besides the fact that they are both hugely successful billion-dollar businesses that have become household names?

They were both launched during a recession. In fact, more than half the corporations that make up the Dow Jones Industrial Average got their starts during a recession. In times of economic uncertainty, people get creative. They break out of their comfort zones and take initiative to help make ends meet. Its a matter of good, old-fashioned American entrepreneurialism at its best.

When the going gets tough, the tough get going. For one thing, the market for new opportunity is ripe during tough economic times. Five years ago, when housing values were soaring and credit was available gplus. The Silver Lining 10 everywhere, nobody was hungry. Peoples bellies were full, they felt safe, and few were looking for any alternative means of income. Employees werent worried about the financial stability of their employers or whether a pink slip might be in their future. But now that layoffs are rampant and everyone is worried about what the future holds, millions of people are soberly reevaluating their finances and realizing that if they want to have a secure future they can count on, theyre going to have to come up with a Plan B.

People today are hungrier than ever to earn extra money, and because of that, they are more receptive and more inclined to open their minds to new avenues. In fact, this was true even before the recent economic meltdown. Ever since the 80s, and especially since the turn of the century, the drive to control our own economic futures has been building. Heres what the U. Millions of Americans are embracing entrepreneurship by running their own small businesses.

Now, Im no economist, but I know someone who is: Paul Zane Pilzer.

Paul is a whiz kid, was Citibanks youngest-ever vice president, and left the banking world to make millions going into business for himself.

Hes someone worth listening to. Paul talks about a degree shift in cultural values around the nature of career paths, with the conventional corporate-employee career structure giving way to the entrepreneurial path. The traditional wisdom in the second half of the 20th century, says Paul, was to go to school, get a good education, and go to work for a large company. The idea of going into business for yourself was most often regarded as risky. Admirable, perhaps, but risky and maybe a little crazy.

Today its completely the other way around. Pauls right. That U. Chamber of Commerce report I mentioned also refers to a Gallup poll finding that 61 percent of Americans say they would prefer to be their own boss. Another poll, this one by the Fresno research firm Decipher, found that 72 percent of all adult Americans would rather work for themselves than for a job, and 67 percent think about quitting their jobs regularly or constantly.

People are waking up to the fact that they want more control over their lives. They want to be more connected to their families, be in charge of their own time, work from their homes, determine their own destinies.

In that Decipher study, 84 percent of respondents said they would be more passionate about their work if they owned their own business. To be more passionate about my work life. Whats happening is that the 20th-century myth of job security, with its promise that the path to a long, happy, fulfilling life is to find a job working for someone else, is crumbling before our eyes. The Employment Mythology Most of us are so brainwashed by our circumstances that we think of employment as normal.

But far from being historically normal, the whole concept of being an employee is actually a fairly recent phenomenon. During the Agrarian Age, most people were entrepreneurs. Yes, they were farmers who worked the kings lands, but they were not the kings employees. They didnt receive a paycheck from the king. In fact, it was the other way around: The farmer paid the king a tax for the right to use his land.

These farmers actually made their living as small-business entrepreneurs. They were butchers, bakers, and candlestick makers who passed on their trade through the family lineage in what have come down to us as common last names: Smith, for the village blacksmith; Baker, for bakery owners; Farmer, because their familys business was farming; Taylor, derived from the tailors profession; and Cooper, the old term for the barrel-makers trade.

It was not until the Industrial Age that a new demand began growing: In response, the government took over the task of mass education, adopting the Prussian system, which is what most Western school systems in the world are still modeled after today. Have you ever wondered where the idea of retirement at age 65 came from? Ill tell you where: Otto von Bismarck, the president of Prussia, in Actually, Bismarcks plan kicked in at age 70, not 65, but it hardly matters.

Promising their old folks a guaranteed pension after age 65 was not much of an economic risk for Bismarcks government: At the time, the life expectancy of the average Prussian was about Today, so many are living well into their 80s and 90s that the same promise might well bankrupt the federal government within the next generation.

When you research the philosophy behind Prussian education, you will find that the purpose was to produce soldiers and employees, people who would follow orders and do as they were told. The Prussian system is for mass-producing employees.

In America in the 60s and 70s, companies like IBM made employment for life the gold standard of job security. But employment at IBM hit its peak in , and the whole concept of the solid, reliable corporate career has been in decline ever since.

Does that mean America is doomed? No, but heres what is doomed: Entrepreneurial Fever Im not saying employment is a bad thing. Im just saying its only one way of generating income, and one that is extremely limited.

Whats happening right now is that people are waking up to this fact. These peopleincluding youare realizing that the only way theyre going to have what they really want in life is by setting foot on the path of the entrepreneur. And by the way, Im not the only one who sees this. They gave him the Nobel Peace Prize in for his concept of microcredit for Third World entrepreneurs.

All people are entrepreneurs, says Yunus, but many dont have the opportunity to find that out. He said that before the economy started tanking in 07 and 08, and in the wake of all the financial bad news, more and more people are actively seeking the opportunity to do exactly what Mr. Yunus is talking about. Entrepreneurial fever has been kicking into high gear, because when the economy slows down, entrepreneurial activity heats up.

In fact, entrepreneurs flourish in down times. In times of uncertainty, we look for other ways to generate income. When we know we cant rely on employers, we begin to look to ourselves. We start thinking maybe its time to break out of our comfort zones and get creative to help make ends meet. Federal Reserve survey shows that the average household net worth for entrepreneurs is five times that of conventional employees.

That means entrepreneurs are five times more likely to come out of this downturn unscathed and even stronger than before, because theyve created their own strong economy. A recent survey found that most U. History has repeatedly demonstrated that new companies and entrepreneurship are the way to bolster a flagging economy, said the surveys executive director. No kidding. Its possible, though Im not holding my breath. But right now, the flagging economy that Im most interested in seeing bolstered by entrepreneurship is yours.

These may be economic hard times for the majority, but for some entrepreneurs the ones who are open-minded enough to understand what Im going to explain in the next few chaptersthese are times pregnant with economic potential. Not only is now the time to have your own business, but in fact, there has never been a better time than right now, today. As I said, when the going gets tough, the tough get going. And if thats true which it isthen that leaves just two questions. Are you willing to be tough?

And if your answer is yes, then question No. I cant answer that first question for you, but I know exactly how to answer the second one.

Answering that question is what this book is all about. So youve been working hard for years, climbing the ladder. Maybe youre still near the bottom of the ladder, or maybe you even got near the top. Where you are on the ladder doesnt really matter. What matters is the question that you may have forgotten to stop and ask before putting in all that time and effort climbing: Where is this ladder planted?

As Stephen R. Covey points out, it doesnt matter how fast or high you climb on the ladder if its leaning against the wrong wall. The purpose of this chapter is for you to stop climbing for a minute and see where your ladder is planted. And, if youre not happy where it is, to find out where you might want to move it.

Most people assume that their financial standing is defined by how much they earn, how much theyre worth, or some combination of both. And theres no doubt that this has some bearing. But even more important than the quantity of money you make is the quality of money you make. In other words, not just how much you make, but how you make itwhere it comes from. There are actually four distinct sources of cashflow.

Each is quite different from the other, and each defines and determines a very different lifestyle, regardless of the amount of cash you earn. Many people have said that this book, Cashflow Quadrant, is the most important writing Ive done because it goes right to the heart of the crucial issues involved for people who are ready to make true changes in their lives.

For example, an employee earns money by holding a job and working for someone else or a company. The self-employed are people who earn money working for themselves, either as solo operators or through their own small business. A business owner owns a large business typically defined as employees or more that generates money. Investors earn money from their various investmentsin other words, money generating more money. In other words, from which quadrant do you receive the majority of the income on which you live?

The E Quadrant The overwhelming majority of us learn, live, love, and leave this life entirely within the E quadrant. Our educational system and culture train us, from the cradle to the grave, in how to live in the world of the E quadrant.

The operating philosophy for this world is what my poor dadmy real father taught me, and what you probably learned, too, when you were growing up: Go to school, study hard and get good grades, and get a good job with benefits at a great company. The S Quadrant Driven by the urge for more freedom and self-determination, a lot of people migrate from the E quadrant to the S quadrant.

This is the place where people go to strike out on their own and pursue the American Dream. The S quadrant includes a huge range of earning power, all the way from the teenage freelance baby sitter or landscaper just starting out in life to the highly paid private-practice lawyer, consultant, or public speaker. You may have thought you were firing your boss, but what really happened is that you just changed bosses. You are still an employee. The only difference is that when you want to blame your boss for your problems, that boss is you.

The S quadrant can be a thankless and difficult place to live. Everyone picks on you here. The government picks on youyou spend one full day a week just in tax compliance. Your employees pick on you, your customers pick on you, and your family picks on you because you never take any time off.

How can you? If you do, you lose ground. You have no free time because if you take time off, the business doesnt earn money. In a very real way, the S stands for slavery: You dont really own your business; your business owns you. The difference between an S business and a B business is that you work for your S business, but your B business works for you.

I have many B businesses, including my manufacturing business, my real estate business, mining companies, and others. Those who live and work in the B quadrant make themselves recession-proof, because they control the source of their own income. The I Quadrant This is not rocket science. My rich dad taught me to live in the I quadrant by playing Monopoly, and we all know how that works: Changing Jobs Is Not Changing Quadrants Now let me explain why its so important to understand these different quadrants.

How often have you heard someone complain about their job, then decide to make a change, only to end up a few years later with the same old complaints? I keep working harder and harder, but Im just not getting ahead.

Every time I get a raise, it gets eaten up by taxes and higher expenses. Id rather be doing [fill in the blank], but I cant afford to go back to school and learn a whole-new profession at this stage of my life.

This job stinks! My boss stinks! Life stinks! These and dozens of others like them are all statements that reveal a person who is trappedtrapped not in a certain job, but in an entire quadrant. The problem is, most of the time when people do get up the initiative to actually make a change in their lives, all they do is change jobs.

What they need to do is change quadrants. Breaking away from those typical job structures and creating your own stream of income puts you in the best position to weather an economic storm, simply because you are no longer dependent on a boss or on the economy to determine your annual income.

Now you determine it. Thats where we are brought up and trained to live. Get good grades, so you can get a good job, were told. But your grades dont matter in the B quadrant. Your banker doesnt ask to see your report card; he wants to see your financial statement. At least 80 percent of the population lives in the left-hand side of this picture.

The E quadrant, especially, is where we are taught we will find safety and security.

On the other hand, the right-hand sidethe B and I quadrantsis where freedom resides. If you want to live on that side, then you can make it happen. But if you want the relative safety of the left-hand side, then maybe what I have to share here is not for you.

Thats a decision only you can make. Which quadrant do you live in? Which quadrant do you want to live in? Its even more about four different mindsets. Which quadrant you choose to earn your primary income from has less to do with external circumstancesyour education, training, the economy, what appear to be the available opportunities around youand much more to do with who you are at your core: It is a matter of your core financial values.

It is these core differences that attract us to or repel us from the different quadrants. This is important to grasp because it means that shifting from the E or S quadrant over to the B quadrant isnt as simple as filling out a change-of-address form at the post office. You not only change what you do, but in a very real way, you also change who you are.

Or at least, how you think. Some people may love being employees, while others hate it. Some people love owning companies, but do not want to run them. Certain people love investing, while others see only the risk of losing money. Most of us are a little of each of these characters. It is also important to note that you can be rich or poor in all of the four quadrants.

There are people who earn millions and people who go bankrupt in each of the quadrants. Living in any one quadrant does not in itself necessarily guarantee financial success.

You can tell which quadrant people are living in by listening to their words. When I was 9 years old, I began sitting in with my rich dad when he interviewed people for possible hiring.Right now, the percentage of Americans who own their homes is dropping. The problem with earning income is that its an incredibly limited, linear process.

In America in the 60s and 70s, companies like IBM made employment for life the gold standard of job security. Another personal-development skill I had to learn was how to pick myself up after I failed and keep going.

In fact, many of them have absolutely no money at all. The world is full of people who work hard and are most definitely not okay. You cant control the market. In such case, neither the author nor the publisher has received any payment for this stripped book. I am not a distributor for or owner of a network marketing company, have no financial interests in any network marketing company, and do not promote any one specific company. Inouye for the U.

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